I don't care what nobody say, Moneymaxx is the plug! My kid's father sends money for our son through the app all the time.& I'm able to walk into the grocery store with NO CASH scan and pay with my phone. No going to the bank to withdraw money, or waiting for him to get off to bring it. I could stand next to the cashier with my things in my trolly and make that call and within seconds I'm ready to pay. It's that quick.